{"id":23606,"date":"2018-04-25T15:45:48","date_gmt":"2018-04-25T12:45:48","guid":{"rendered":"http:\/\/univers-imobil.md\/ro\/?p=23606"},"modified":"2018-04-25T15:45:48","modified_gmt":"2018-04-25T12:45:48","slug":"principalele-avantaje-ale-programului-social-prima-casa","status":"publish","type":"post","link":"https:\/\/univers-imobil.md\/ro\/principalele-avantaje-ale-programului-social-prima-casa\/","title":{"rendered":"Principalele avantaje ale programului social Prima Cas\u0103"},"content":{"rendered":"

Cel pu\u0163in dou\u0103 mii de familii care anterior nu-\u015fi permiteau s\u0103 acceseze un credit ipotecar au acum acces la pia\u0163a imobiliar\u0103 datorit\u0103 Programului Prima Cas\u0103.<\/span><\/strong><\/span><\/p>\n

\n

Potrivit unei analize, publicate de portalul infoalert.md, acest program are mai multe avantaje fa\u0163\u0103 de creditele ipotecare standard, chiar dac\u0103 este criticat, relateaz\u0103\u00a0Prime.md.\u00a0<\/span><\/p>\n

Dup\u0103 ce au fost examinate ofertele statului \u015fi cea a b\u0103ncilor s-a ajuns la concluzia c\u0103 prin Programul Prima Casa, lansat de Guvern, se poate economisi timp \u015fi bani.<\/span><\/p>\n

\u00cen primul r\u00e2nd, \u00eemprumutul acordat de Prima Cas\u0103 este mai mare dec\u00e2t \u00een cazul unui credit standard. De exemplu, pentru un apartament care cost\u0103 700 de mii de lei, prin acest program se ofer\u0103 un credit de 630 de mii de lei, mai mare cu 35 de mii de lei fa\u0163\u0103 de un \u00eemprumut obi\u015fnuit.<\/span><\/p>\n

De asemenea, prima rat\u0103 \u00een cazul unui credit ipotecar standard este de 210 mii de lei sau de 30 la sut\u0103 din valoarea \u00eemprumutului. \u00cen schimb, \u00een cazul celor oferite de Prima cas\u0103, prima rat\u0103 este de trei ori mai mic\u0103.<\/span><\/p>\n

Diferen\u0163e exist\u0103 \u015fi atunci c\u00e2nd ne referim la termenul de rambursare: 25 de ani \u00een cazul Programului Prima Cas\u0103 \u015fi \u00eentre 10 \u015fi 20 de ani \u00een cazul unui credit standard. Un alt avantaj al Programului Prima cas\u0103 este \u015fi m\u0103rimea gajului. Statul garanteaz\u0103 jum\u0103tate din valoarea acestuia. Cei care iau un credit imobiliar \u00een afara programului, trebuie s\u0103 depun\u0103 un gaj care dep\u0103\u015fe\u015fte minim 30 la sut\u0103 din valoarea creditului.\u00a0<\/span><\/p>\n

Programul Prima Cas\u0103 a devenit func\u0163ional din 26 martie.<\/span><\/p>\n<\/div>\n

Sursa prime.md<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

Cel pu\u0163in dou\u0103 mii de familii care anterior nu-\u015fi permiteau s\u0103 acceseze un credit ipotecar au acum acces la pia\u0163a imobiliar\u0103 datorit\u0103 Programului Prima Cas\u0103. Potrivit unei analize, publicate de portalul infoalert.md, acest program are mai multe avantaje fa\u0163\u0103 de creditele ipotecare standard, chiar dac\u0103 este criticat, relateaz\u0103\u00a0Prime.md.\u00a0 Dup\u0103 ce au fost examinate ofertele statului \u015fi cea a b\u0103ncilor s-a ajuns la concluzia c\u0103 …<\/p>\n","protected":false},"author":3,"featured_media":23068,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[120],"tags":[],"yoast_head":"\nPrincipalele avantaje ale programului social Prima Cas\u0103 |<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/univers-imobil.md\/ro\/principalele-avantaje-ale-programului-social-prima-casa\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Principalele avantaje ale programului social Prima Cas\u0103 |\" \/>\n<meta property=\"og:description\" content=\"Cel pu\u0163in dou\u0103 mii de familii care anterior nu-\u015fi permiteau s\u0103 acceseze un credit ipotecar au acum acces la pia\u0163a imobiliar\u0103 datorit\u0103 Programului Prima Cas\u0103. Potrivit unei analize, publicate de portalul infoalert.md, acest program are mai multe avantaje fa\u0163\u0103 de creditele ipotecare standard, chiar dac\u0103 este criticat, relateaz\u0103\u00a0Prime.md.\u00a0 Dup\u0103 ce au fost examinate ofertele statului \u015fi cea a b\u0103ncilor s-a ajuns la concluzia c\u0103 ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/univers-imobil.md\/ro\/principalele-avantaje-ale-programului-social-prima-casa\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-04-25T12:45:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/univers-imobil.md\/wp-content\/uploads\/2016\/04\/101119170_008.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"699\" \/>\n\t<meta property=\"og:image:height\" content=\"466\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"UI\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" 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